rajiv@optimizedco.com

U.S. Department of Labor amendments to the Employee Retirement Income Security Act became effective on April 1, 2018. Among the changes, regulators included a rule Read More

ERISA protects New Jersey employees who hold health plans through a private employer. This is known formally as the Employee Retirement Income Security Act and Read More

Many New Jersey residents are participants in group plans offered by the companies that they work for and that are governed by the provisions of Read More

New Jersey residents who decide to purchase a long-term care (LTC) insurance policy are helping to ensure that in the event of advanced age or Read More

The Employee Retirement Income Security Act of 1974 was designed for use as a guideline when workers in New Jersey and around the country claim Read More

New Jersey workers who have become disabled may file an ERISA claim. ERISA stands for the Employee Retirement Income Security Act. This law works to Read More

ERISA, otherwise known as the Employee Retirement Income Security Act, protects your disability benefits by setting standards for your employer’s benefits plan. If your disability Read More

In 1974, the Employee Retirement Income Security Act was passed to help protect employee retirement assets in New Jersey and all other states. ERISA doesn’t Read More

A long-standing judicial struggle exists regarding the application of the statute of limitations in cases involving a breach of fiduciary duty under the Employee Retirement Read More

The Department of Labor recently revised regulations regarding provisions concerning ERISA plan fiduciaries. These new guidelines revolve around shareholder rights such as proxy voting. The Read More

People in New Jersey participating in health plans operating under the terms of the Employee Retirement Income Security Act (ERISA) can expect their plan fiduciaries Read More

Many New Jersey workers have an employer-established plan that provides them with money after their retirement or when they become unable to work. Examples include Read More

In New Jersey and around the country, employees rely on disability benefits to financially sustain them should they become injured or sick and unable to Read More

While ERISA sets the standards for employer-provided health care in New Jersey, it doesn’t mean that your claim will automatically be approved. You’ll still have Read More

Private insurance is insurance from a self-funded employer. When the time comes to file a claim to access the benefits of an insurance policy, many Read More